Loan Loss Reserves / Non-Performing Loans (Quarterly)

Loan Loss Reserves / Non-Performing Loans: Allowance for bad loans as a portion of total loans made. Calculated as: Loan Loss Reserves / Non-Performing Loans

Fair Isaac Corporation (FICO) Loan Loss Reserves / Non-Performing Loans data is not available.

Quarterly Annual

Figures for fiscal quarter ending 2024-12-31

Income Statement Financials
Revenue	$439.97M
Net Income	$152.53M
Cost of Goods Sold	$87.34M
Gross Profit	$352.62M
Operating Expenses	$260.44M
Operating Income	$179.53M
Non-Operating Income/Expense	$-29.40M
Pre-Tax Income	$150.13M
Normalized Pre-Tax Income	$150.13M
Income after Taxes	$152.53M
Income from Continuous Operations	$152.53M
Consolidated Net Income/Loss	$152.53M
Normalized Income after Taxes	$152.53M
EBIT	$179.53M
EBITDA	$183.06M
Weighted-Average Shares Outstanding (Basic)	24.38M
Weighted-Average Shares Outstanding (Diluted)	24.83M
Earnings per Share (EPS) (Basic)	$6.26
Earnings per Share (EPS) (Diluted)	$6.14
Balance Sheet Financials
Current Assets	$595.84M
Property, Plant, and Equipment	$43.02M
Long-Term Assets	$1.11B
Total Assets	$1.71B
Current Liabilities	$331.32M
Long-Term Debt	$2.41B
Long-Term Liabilities	$2.51B
Total Liabilities	$2.84B
Common Equity	$-1.14B
Tangible Shareholders Equity	$-1.91B
Shareholders Equity	$-1.14B
Common Shares Outstanding	24.44M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$194.00M
Cash Flow from Investing Activities	$-8.94M
Cash Flow from Financial Activities	$-144.22M
Beginning Cash	$150.67M
End Cash	$184.25M
Increase/Decrease in Cash	$33.59M
Stock-Based Compensation	$40.65M
Common Stock Dividends Paid	--
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	1.80
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	1.90
Debt to Equity Ratio	-2.13
Gross Margin	80.15%
Operating Margin	40.80%
EBIT Margin	40.80%
EBITDA Margin	--
Pre-Tax Profit Margin	34.12%
Profit Margin	34.67%
Free Cash Flow	$186.83M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.26
Inventory Turnover	--
Receiveable Turnover	1.25
Days Sales in Receivables	71.79
Return on Equity	-13.40%
Return on Tangible Equity	-7.97%
Return on Assets	8.94%
Return on Investments	12.03%
Book Value Per Share	$-46.56
Free Cash Flow per Share	$7.53
Operating Cash Flow per Share	$7.81

Data from Zacks Investment Research, Inc.