Live Oak Bancshares, Inc. (LOB)

Last Closing Price: 24.78 (2025-04-23)

Company Description

Live Oak Bancshares Inc. is the parent and registered bank holding company of Live Oak Banking Company which offers online platform for small business lending. The company accepts deposit products as well as offers loans which comprise small business administration loans; conventional commercial business loans to small and medium sized businesses and construction loans. It offers loans to the veterinary, pharmacy, investment advisory, beverages, funeral homes, entertainment centers, agricultural and healthcare sectors. Live Oak Bancshares Inc. is headquartered in Wilmington, North Carolina.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $936.15M
Net Income (Most Recent Fiscal Year) $77.47M
PE Ratio (Current Year Earnings Estimate) 10.81
PE Ratio (Trailing 12 Months) 17.21
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 1.21
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 1.13
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 11.32
Pre-Tax Margin (Trailing 12 Months) 9.53%
Net Margin (Trailing 12 Months) 7.10%
Return on Equity (Trailing 12 Months) 6.81%
Return on Assets (Trailing 12 Months) 0.54%
Current Ratio (Most Recent Fiscal Quarter) 0.93
Quick Ratio (Most Recent Fiscal Quarter) 0.90
Debt to Common Equity (Most Recent Fiscal Quarter) 0.00
Inventory Turnover (Trailing 12 Months) 1.25
Book Value per Share (Most Recent Fiscal Quarter) $22.12
Earnings per Share (Most Recent Fiscal Quarter) $0.22
Earnings per Share (Most Recent Fiscal Year) $1.69
Diluted Earnings per Share (Trailing 12 Months) $1.45
Stock
Exchange NYSE
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 45.56M
Free Float 34.90M
Market Capitalization $1.14B
Average Volume (Last 20 Days) 0.37M
Beta (Past 60 Months) 1.75
Percentage Held By Insiders (Latest Annual Proxy Report) 23.40%
Percentage Held By Institutions (Latest 13F Reports) 63.95%
Annual Dividend (Based on Last Quarter) $0.12
Dividend Yield (Based on Last Quarter) 0.48%